By using ("we", "Site", "the website"), you are agreeing to be bound by these terms and conditions. If you register as a member of the website, we will ask you to give your express consent to these terms and conditions. You must be at least 18 years of age and resident and situated in the United States to use our website. By using our website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age and resident and situated in the United States.

We reserve the right in our sole discretion to change these Terms and Conditions at any time. Any changes will take effect on the date they are posted onto this site (see date above). You will be asked to read and accept the Terms and Conditions each time you use this site to ensure that you are familiar with the most current terms and conditions.

Acceptance of Agreement

You agree to the terms and conditions outlined in the Agreement with respect to your use of the Account and/or Site. The Agreement constitutes the entire and only agreement between you and with respect to your use of the account and/or Site and supersedes all prior or contemporaneous agreements, representations, warranties and/or understandings with respect to your use of the Account, the content contained therein and/or the products and services provided by or through same. Your continued use of the Account and/or Site following posted notice constitutes your acceptance of all of the terms and conditions contained within the Agreement in effect at that time. Therefore, you should regularly check this page for updates and/or changes. Unless explicitly stated otherwise, any future offer(s) made available to you on the Site that augment(s) or otherwise enhance(s) the current features of the Site shall be subject to the Agreement. You understand and agree that is not responsible or liable in any manner whatsoever for your inability to use the Account and/or Site.


The Site provides users with an opportunity to apply to receive the Newsletter, which may include referrals to various additional Third Party Advertisers. To register for the Newsletter, users must submit their First Name and E-mail address at the Site. Upon submission, the Site will send users a confirmation or otherwise known as a welcome e-mail that will contain a confirmation link. In order to complete the registration process, users must activate the confirmation link. The Newsletter provides users with the opportunity to apply for various Third Party Products, as well as information and quotes associated with such Third Party Products, all as offered by Third Party Advertisers. Please be advised that does not itself provide the Third Party Products, or any other comparable products and/or services, and the ultimate terms and conditions of any product or service featured in the Newsletter will be determined by the applicable Third Party Advertiser(s).

Any information that you supply to any Third Party Advertiser shall be governed by that Third Party Advertiser's privacy policy. Third Party Product application approval, and the ultimate terms and conditions of any product or service provided by any Third Party Advertiser(s), will be determined by those Third Party Advertisers.


You agree to indemnify, defend, and hold harmless, its officers, directors, employees, agents, representatives, vendors and distributors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from your (or anyone using your account's) violation or breach of any representation or obligation under the Website Terms. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and, in such case, you agree to cooperate with our defense of such claim.

Contact Us

Our "Contact Us" page contains information that allows you to contact us directly with any questions or comments that you may have. We listen to or read, as applicable, every message sent in and endeavor to reply promptly to each one. This information is used to respond directly to your questions or comments. If you have any questions about the Terms and Conditions or the practices of, please feel free to contact us at